Aahus Investing

A lot of people are getting ready for the new year and making New Year’s resolutions. But a study has found that 90% of people don’t continue a new year’s resolution beyond the first couple of weeks. The conclusion of the study was that the ones that failed had no plan and they had no “why”. With my goal setting workshop, you’re more likely to succeed because you must not only find the goal but also ask yourself why you’re committed to achieving these goals. I’ve created a Goal Setting Workshop that you can download for free – read this article first (because there’s some additional information here) and then use the guide when you’re ready for setting the goals. If you talk about it, it's a dream. If you envision it, it's possible. When you schedule it, it's real. Tony Robbins Don’t overthink it – it’s usually your first idea that you should go with – even if the idea seems either like a stretch or too small a goal. Because it’s the likely thing that will drive you and sm

“The most stressful thought I have about not investing in stocks is that I’m missing out” Christal said when we talked about investing. Like so many people Christal knows that she should start investing because it would improve the life for her and the family. She explains that she is in a situation where it’s stressful to think about NOT investing but also stressful to start because she feels that there’s such a high barrier to entry. “I have a feeling that if I started, I would actually be good at investing, but I lack knowledge and basic steps of how I get started”. With so many other things in life, getting started investing in stocks can seem like a high hurdle to jump but once you get over the first hurdle and learn how to do it, it is much easier than a lot of people expect – that’s my experience when I train new investors in my investing training sessions . For example, I help people choose a broker and open a trading account – they make the decision themselves, but I help with

This article is for you if you’re confused; in doubt about investing or having difficulties coping right now in the bear market . These days the market is up one day and down the next. What I experience from some people is a loss of faith in the stock market because stocks are continuing to decline. If you are a beginner value investor and have bought stocks at a margin of safety price but the stock price of your wonderful business is continuing to decline, my advice to you is to review the case you built using your checklist . Read the case, reflect, and review what you wrote. In my experience this will restore faith. An important discipline within value investing is being the devil’s advocate and inverting the case of your wonderful business. In this environment it’s easier to think in “worst case scenarios” – add those scenarios to your notes and reflect on how this company will survive these scenarios. Remember to be realistic – don’t be overly pessimistic just because the market i

Today I have some news to share. I’m so excited and thankful because a new investing podcast is launching today: The Investing Mastermind Podcast is created in collaboration between myself and my friend and business partner Michelle Marki . The idea behind the podcast is to share everything we have learned about value investing from our mentors: Warren Buffett, Guy Spier, Phil Town, Danielle Town and Monish Pabrai. The podcast is created for beginner investors and people who are looking for a proven investing strategy.   Because you’re a reader I will give you the unique opportunity before anyone else to ask questions that you’d like Michelle and I to answer in the show. Please send an email to investingmastermindpodcast@gmail.com   The idea behind the IMP name is the power of the collective mind: the mastermind. When lots of great minds come together our collective knowledge increases and magnificent things happen. The goal is to create an educational show in collaboration with the au

There’s a lot of headlines and talk about recession these days and you might have heard news that we are already in a recession while other experts say we aren’t. In the USA a nonprofit academic panel that has the task of identifying recessions - The National Bureau of Economic Research (NBER) - has not identified that we're in a recession.  Past recessions identified by NBER - click for large image I can’t say whether we’re heading into a recession or something else is coming up, but I can feel that my own patterns have changed recently, and my priorities aren’t the same. This has made me think about what I would do in case we do see further slowdown in the economy. I already know that my investing strategy is just perfect for this type of environment, but there are definitely some extra cautionary steps I would take. Here’s what I would do: 1. Buy Quality Stocks  Behind every stock is a business and I would go for quality businesses. Here's a watch-out though: When some peopl

Here are 5 myths about investing in the stock market explained. The insights in this post will change a traditional view on investing, trading stocks or ETFs and about how the stock market works. Myth #1: The way to forecast if a stock is a good buy is by studying the graph. Behind door number one is one of the most common myths I see today. Many people will look at the stock’s price graph and if it’s been going steadily up over a period, they will buy the stock. The belief is that the past price and upward trend on the graph indicates success and that the stock is likely to continue trailing upwards. But the past doesn’t equal the future and the price of the stock is not equal to value of the business behind the stock.  If you’re currently buying stocks this way, a good way to make a small change is to add in a few steps before you buy the stock: Check the company behind the stock. Is it profitable or reporting a loss? Does the company have debt? And does the management have integrit

You might have heard about the concept of paying yourself first and here you’ll get my step-by-step recipe that can turn your focus from bills and expenses to being able to pay yourself before you pay anything else. Today you might be in a situation where everything you earn is going to expenses and fun. Most people pay their bills first but with this concept you pay your bills last. It’s really a mindset change more than anything else. You want your money to first and foremost go into “cash-flowing asset” and in plain English that means something that is producing cash for you. These are my steps; they don’t work for everyone, and ex. author Robert Kiyosaki would likely not recommend you do it this way because he would rather want you to set a goal on how you could earn more rather than cut anything out. But this is what worked for me and if you would prefer to set a goal like Robert Kiyosaki, jump to step #2 Step #1: Cut Down on Unnecessary Expenses Make a list of everything you buy

The interest rates are increasing and with that so is the interest rate on your debt. Whether it’s mortgage, credit card, car or other types of debt, we could potentially see further increases in the years to come. This means that you want to decide how to pay off your debt as soon as possible so your debt wont snowball. Read this article if you’re trying to save money because the principles will be the same. This is my method and I’ve tested it on myself, and it works! If you’ve been following me for a while, you know that I had a lot of debt when I was in my 20’s. I can’t say I spent the money on something valuable. It was on takeout food and café latte’s, new outfits, handbags and shoes – plus a student loan. At the end of the month, I would have sleepless nights because the credit card bill was due. The new month would start in minus, and I would never plan ahead, so having to buy Christmas presents came at a surprise every year. Haha. Whether or not your debt comes from mindless s

This fantastic article you're about to read is written by Wes Chambers, the investor behind @InvestingWithWes  on Instagram. The title of this article might make some of you pause and wonder why an investing blog would post an article about terrible human investors . But do yourself the favor and read on because you'll find some real important knowledge-nuggets and what to do, to not be a terrible, human investor but instead how you can stay rational when the masses aren't and the herd mentality has taken over.  Why Are Humans Terrible Investors? By Wes Chambers In this post, I am going to break down three reasons why humans are terrible at investing. When it comes to investing humans are wired in a way where long-term thinking is very difficult and us being emotional can be our worst enemy. In the stock market, you need certain attributes like patience, the ability to think independently, the ability to learn from your mistakes, and be also unemotional. Herd Mentality. In

One mantra that is echoing these days is: “you haven’t lost money until you’ve sold your stocks”. There is some truth to that saying, so if you’re holding stocks right now that are showing a loss of 50, 70 or 90% this is what you can do to take stock of the situation, regain some faith in your ability to make decisions, and decide on your next step. Don’t sell a wonderful business (but you might want to sell a bad businesses) Some businesses are of high quality – we call those "wonderful businesses". They have great leadership and a competitive advantage . Some businesses are sickly, they are not profitable and/or have a lot of long-term debt. Review the companies that you hold in your stock portfolio by using my checklist – are they healthy or are they sickly. If you don’t know how to use a checklist, watch this free webinar . It's not too late to find out if it’s trash or treasure you hold, and you can make a sound decision based on your new knowledge. Don't trade

If you’ve bought a share in a wonderful business earlier this year and are experiencing that the stock price keeps falling you might be in a situation where you’re considering selling. But what I will teach you today is to do the exact opposite – I’m going to not only teach you why to hold on, but also how you can reduce the cost price of that wonderful business in the current climate. The first thing you want to do before you proceed is to check if the business is still wonderful. Check your 3 key numbers and revisit the case you’ve built using your checklist . Is the company still healthy and wonderful? Then keep calm and carry on reading… Click to download this phone wallpaper Averaging down What you can do is that you can lower the money you have in the investment. This is called reducing your basis or averaging down. A strategy you should only use on quality businesses. Let’s say you buy a share in a healthy company XYZ at $100 a share. Since your purchase you learned that this p

The biggest expense in personal finance is taxes. And minimizing investment taxes is an important step to boosting your return. But when you trade stocks, you might not be thinking about taxes – at least that’s something I must admit I didn’t pay attention to.  But getting familiarized with taxes when it comes to investing, is key. The reason why you don’t have it on your radar might be when you sell a stock and get the payout of your investment you don’t immediately see the cut that the tax man takes. But look at this visualization below - knowing how to minimize taxes are key to maximize your return.  Click on the image to zoom The example above is from the USA and the American capital gains tax - if you’re from ex. Denmark there are other rules and they’re pretty simple: you pay 27% capital gains tax for gains below DKK57,200 and if your annual gains are above, you pay 42%. Other countries in the world have no capital gains tax on stocks. I will continue to describe the American sys

In a lot of groups on social media discussing the stock market, there’s a lot of fear these days. One person was asking, when does the downward spiral in the stock market stop? He was clearly frustrated and likely due to having a portfolio in red. The comments were generally mean and many people were mocking him. I felt bad for the guy – it’s not a fun situation to be in.  There's really no need for being mean or laughing at others these days. Let's help each other out instead and that's what I will do with this article.  In the post from the fearful guy a lot of people shared their take on when the market would rebound. But the fact is that no one has a crystal ball that can predict when this market will end. There are hundreds of thousands of experts out there – if not millions – that are predicting when this will end and the only thing we can be certain of is that with so many opinions, one of them will be right in their prediction. Someone will be right about their prog

Today I have another treat for you written by Wes  Chambers -  also known as @investingwithwes . Wes is an incredibly inspiring and phenomenal investor to follow, and I recommend that you give him a follow on Instagram if you aren't already following him. So much excellent content and I'm truly grateful to be able to share this second guest article from Wes. Enjoy! Mindset of a Value Investor  By Wes Chambers In this post, I am going to break down the mindset someone needs to have before they become a value investor. The 4 main characteristics I am going to mention are: Business Owner Mentality Different Time horizon Demand A Huge Margin of Safety You Are the Minority Business Owner Mentality. To become a value investor, you must adopt a business owner mentality. 95% of investors in the stock market don't think about investing the correct way; they see stock as ticker symbols that bounce around. To become a value investor, you must have the mindset that you're buying a